Each year, over a hundred thousand people and hundreds of organisations celebrate National Families Week – Australia’s annual celebration of families.

Each year, over a hundred thousand people and hundreds of organisations celebrate National Families Week – Australia’s annual celebration of families.

An Australian study has shown that there is a strong link between experience of financial hardship and personal psychological distress (Creed, P.A., & Miller, J. Psychological distress in the labour market: Shame or deprivation? Australian Journal of Psychology, 2006, 58, 31-39). One point made by the authors is that financial distress reduces a person’s capacity to plan and interferes with planning for a meaningful future. It is this that primarily reduces psychological wellbeing.

Money is a powerful word that conjures up a number of emotions, among them lust, envy, fear, anger, hope, scorn and disgust. Little wonder then, that the most common source of disagreement in families in Australia is money. In fact, 37 percent of all married couples indicate that the number one problem in their marriage is #money.

They say practice makes perfect, but when it comes to our relationships, we are likely to make mistakes. The key is building awareness and developing skills and practicing those skills: awareness of the ineffective ways we resort to when there is conflict and understanding the physical signs that give us an indication that things are getting heated. Then developing skills to engage more effectively and to practice them over and over to ensure we relate better. Be intentional about how you handle conflict.

Having an argument does not mean that your relationship is in trouble. Disagreements and differences are an inevitable part of life and what matters is how we discuss and solve them. Seek to understand the feelings behind the emotion and seek to understand your partners view. Validate and show empathy as opposed to reacting or responding negatively. This also gives you time to think and process what is being said and ensures your response is more considered. You and your partner may not agree but you'll have approached the issue constructively.

Having an argument does not mean that your relationship is in trouble. By listening and speaking in a non-defensive fashion and avoiding criticism you can help foster healthy discussion. Disagreements and differences are an inevitable part of our relationships but by speaking non-defensively, this positive posture will benefit your relationship. The following four strategies from relationship guru John Gottman will help you break patterns of negativity and take a positive approach to solving problems:

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