Conflict tends to grow out of a lack of understanding and communication around money

Financial management is often a source of conflict for couples, causing tension when there isn’t enough, when it isn’t allocated correctly, and when there are different ideas surrounding its purpose.

Conflict tends to grow out of a lack of understanding and communication around money and how it relates to a couples relationship.

The first step to gaining an understanding is to be aware of each couples experiences with money. People first learn about money from their family of origin; it’s where they learn how to spend, how to save, and what money means. These ideas may change throughout life, but the influence of first impressions is significant.

Practising assertive communication about emotions each couple have surrounding money (fear, joy, anxiety, etc.) is important because it helps each partner begin to understand how they each relate to money.

The goal here is to help them understand how money impacts their relationship.

If couples need assistance getting out of debt, practical budgeting advice, or saving for the future – there are many resources available specifically to help couples improve their financial management skills. A counsellor who specialises in financial matters or financial planner is a good place to start. The following website is a great local reference for tools, tips and guidance:

PREPARE/ENRICH has several resources to help you unpack and mine the assessment results. For more details on this exercise, refer to the PREPARE/ENRICH Couples Workbook.

Do you need help or assistance with using PREPARE/ENRICH or working with couples online, call us any time: (02) 9520 4049 or email:

#PREPARE/ENRICH is a customised online assessment tool that identifies each couples unique strength and growth areas. Based on their assessment results, a facilitator provides feedback sessions, helping couples to discuss and understand their results while teaching them proven relationship skills.

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